What is Mini-Insurance?

Thanks to microcredit support provided within the scope of Turkish Grameen Microfinance Program, financially-challenged women are able to initiate their own business or grow their existing businesses.

Mini-insurance is a personal accident insurance that covers accidental deaths, permanent disabilities, natural disasters launched in order to protect the lives of micro-entrepreneurs against unexpected accidents in 2011 by Bereket Insurance with the initiatives of Professor Aziz Akgül, the Chairman of the Board of Trustees of Turkish Foundation for Waste Reduction. Mini-insurance guarantees micro-entrepreneurs up to TRY 10.000 by paying only TRY 12 per year.



What does mini-insurance cover?

  • Normal accidents (unexpected accidents such as vehicle crashes, falls)
  • Accidents and deaths caused by natural disasters
  • Gas poisoning (Chimney, bottled gas leakage, boiler, police gas, etc.)
  • Exposure to burns and burns
  • Injury, sprain, rupture of muscles and nerves due to a sudden movement
  • Poisoning as a result of snake, insect bites
  • Rabies, death and disability as a result of being bitten
  • Funeral expenses are also included.

Life is Full of Surprises

We don’t know what tomorrow will bring us. Let’s avoid unexpected surprises change the course of our lives. With mini-insurance, we get all the risks under our control.

Mini-insurance is a life buoy for the Poor

Nuray Pişiren, a micro-entrepreneur of TGMP, passed away due to an unfortunate traffic accident. Thanks to Mini-insurance, a guarantee payment of TRY 10,000 was made to her heirs.

Micro-entrepreneurs are able to support their families with businesses they initiated with microcredit support. Since the livelihood of families of many micro-entrepreneurs depend on the micro-entrepreneur herself, mini-insurance plays a significant role to insure the lives of micro-entrepreneurs as well as the lives of their families.

Documents Required for Mini-insurance;

Mini-insurance – Death:

  • Accident report
  • Certified birth certificate
  • Autopsy report
  • Certificate of inheritance
  • A letter of consent showing the member’s debt to TİSVA.

Mini-insurance – Permanent Disability:

  • Surgery report
  • Detailed epicrisis report
  • Physical therapy records and reports
  • Daily doctor observation document
  • Hospital exit records
  • Hospital admission records
  • Patient sign
  • Accident report
  • Disability report showing the degree of disability
  • X-ray, ultrasound, tomography, etc. movie reports
  • Medical observation and examination records.